2016-2017 Essay Scholarship Contest
The 3rd Annual Kansas Financial Scholars Essay Scholarship Contest is underway! The Kansas Securities Commissioner (KSC) and Bank Commissioner (OSBC) are partnering again to award five scholarships in the amount of $2500, $2000, $1500, $1000, and $500 to five eligible Kansas Seniors. Up to four $250 honorable mention awards will also be issued. To be eligible for a scholarship, essays must be submitted by the deadline of Monday, April 3, 2017.
The competition is open to any public, private or homeschooled Kansas high school Senior who meets the following two qualifications:
1) The Senior must be planning to attend a Kansas technical school, college or university. (Not attending a KS school of higher learning will constitute forfeiture of the award.)
2) The Senior must have enrolled in and completed at least one KSC or OSBC sponsored program (EverFi Financial Literacy,* The Stock Market Game, Personal Finance Challenge, or Life$marts) during their high school career. Successful completion of a sponsored course by April 20 is required.
What: About the Essay
A. Discuss a real-life event that you, a friend, or family member has experienced that made a significant impact on your views of handling money. How has that experience affected your approach to managing your own money?
B. What, in your opinion, is a financial issue that public policy makers should be giving more attention to? Be sure to include solution(s) to the issue you address.
C. Picture what your life could look like ten years from now. Write about some of the decisions you will need to make regarding your topic of choice (choose from the selections below), and how making wise financial decisions could benefit your future.
• Banking, Credit and Loans
• Investing/Saving for Retirement
Incorporate some of the following thoughts into your essay: Do you have a spouse or kids? Where are you living/working, and what is your income? Are you still paying off student loans?
• Comparison of the cost of various types of higher education (i.e. technical college, community college, 4-year college, private vs. public school, in-state vs. out-of-state schools, etc.)
• The positive and negative aspects of getting a loan for higher education versus paying your way through college
• The earning potential of your chosen degree/major or career, and the average debt load and pay-off time the average graduate in that field will face upon completing higher education. Consider also: job availability and demand, and jobs graduates are actually getting with your chosen degree.
• Style: Op-ed (MLA or APA accepted)
• Format: Word document
• Entries must be in English and typed in 12-point font and double-spaced.
• The financial challenge portion should not exceed 500 words.
• The personal application and analysis portion should be between 800 and 1500 words.
• Citation from credible sources is encouraged and expected.
• A completed Entry Form must accompany each essay submission. Words on Entry Form will not count toward the total word count. The Entry Form may be typed or neatly handwritten.
Essays will be judged based on the following criteria:
Who to contact for questions?
Shannon Stone, Director of Investor Education
*Students may complete EverFi individually if the program is not offered in a classroom setting or in a class that the student is taking. EverFi contains 9 learning modules and takes approximately 6-8 hours total to complete.
2015-2016 Essay Contest
Click here to see who last year's winners were and to read the winning essay!
2014-2015 Essay Contest
Click here to view the winners of the first essay contest from 2014-2015 and read that year's winning essay.